• Budget Basics Worksheet

  • The first step in getting yourself in financial shape to buy a home is to know exactly how much money comes in and how much goes out. Use this worksheet to list your income and expenses below.
  • Monthly Income

    • Take Home Pay
    • Child Support/Alimony
    • Pension/Social Security
    • Disability/Other Insurance
    • Interest/Dividends
    • Other

    Total Income

  • Monthly Expenses

    • Rent/Mortgage (include taxes, principal, and insurance)
    • Insurance (life, auto, health, disability)
    • Car Payments
    • Other Loan Payments
    • Savings/401k Contributions
    • Utilities (gas/water/electric/phone)
    • Credit Card Payments
    • Car Gas/Maintenance
    • Clothing
    • Personal Care
    • Groceries
    • Eating Out
    • Medical/Dental Expenses and Prescriptions
    • Household Goods and Upkeep (hardware, lawn, garden)
    • Entertainment and Travel
    • Child Care
    • Educations
    • Charitable Donations
    • Miscellaneous

    Total Expenses

  • Remaining Income After Expenses = _______________
    (Subtract Total Income from Total Expenses)
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